Walter S. (Jack) Foster, MBA and Financial Advisor has unique qualifications write a book on Credit Analysis. He started and was Chairman of the Rating Committee at JP Morgan for five years and served at JP Morgan for 20 years (1974-1994). He was the primary instructor for Standard and Poor’s internal and external Bank and Corporate Credit Analysis Seminars for eight years (1995-2003). Over the past 20 years, he has conducted over 200 week-long Corporate and Bank Credit Rating Seminars in over 15 countries including Saudi Arabia, Egypt, Hong Kong, China, South Korea, Japan, Singapore, Indonesia, Australia, Mexico, Sweden, Switzerland, Germany, England, France, and the U.S. He is a graduate of Williams College and the Harvard Business School.